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.accordion-content[data-animation*='"initial":"show"']:after{position:absolute;z-index:1;top:0;left:65px;content:"\f06e";display:block;background:#f58220;color:#fff;padding:4px;font-size:12px;line-height:1;font-family:"FontAwesome";opacity:0.75}.edit .ed-element.preset-accordion-v3-default .accordion-content[data-animation*='"initial":"show"']:hover:after{display:none}.ed-element.preset-menu-v2-v2{flex-grow:0;flex-shrink:1;flex-basis:auto;z-index:10;background:rgba(0,0,0,0);fill:red}@keyframes slideDown{from{transform:translateY(-100%)}to{transform:translateY(0)}}@keyframes fadeIn{from{opacity:0}to{opacity:1}}:root{--spacer-height: 105px}.ed-element.preset-menu-v2-v2.sticky+.ed-element::before{content:'';display:block;height:var(--spacer-height);width:100%}.ed-element.preset-menu-v2-v2 h1,.ed-element.preset-menu-v2-v2 .h1,.ed-element.preset-menu-v2-v2 h2,.ed-element.preset-menu-v2-v2 .h2,.ed-element.preset-menu-v2-v2 h3,.ed-element.preset-menu-v2-v2 .h3,.ed-element.preset-menu-v2-v2 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61rem){.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li:hover>a,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a.active,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li:hover>a,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a.active{color:#fff}}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a{padding:1rem;font-size:.85rem}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:before,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a:before,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a:after{content:'';position:absolute;display:block;z-index:-1;transition:all .3s ease;background:var(--submenu-color-active)}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a:after{bottom:0;left:0;width:100%;height:0;border-radius:0px}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li:hover>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a.active:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li:hover>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a.active:after{height:100%}@media screen and (min-width: 36rem) and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a{padding:1rem;font-size:.85rem}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:before,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a:before,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a:after{content:'';position:absolute;display:block;z-index:-1;transition:all .3s ease;background:var(--submenu-color-active)}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a:after{bottom:0;left:0;width:100%;height:0;border-radius:0px}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li:hover>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a.active:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li:hover>a:after,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a.active:after{height:100%}}@media screen and (min-width: 61rem){.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a{padding:1rem;font-size:.85rem}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a:before,.ed-element.preset-menu-v2-v2 .ed-menu 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.menu-level-2>li{--submenu-color: #fff;--submenu-color-active: #2b4380}}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1>li>a,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2>li>a{font-size:.85rem}@media screen and (min-width: 61rem){.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub{position:relative}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2{visibility:hidden;opacity:0;position:absolute;z-index:5;flex-wrap:wrap;transition:all .3s ease-in-out;left:0;bottom:auto;top:100%;transform:translate3d(0, 0, 0);transition:all .3s cubic-bezier(0.16, 0, 0.28, 0.99);flex-direction:column}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1 li:not(:first-child),.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2 li:not(:first-child){margin:1rem 0 0 0}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-2{left:calc(100% + 0px);top:calc(0% - 0px);bottom:auto}.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub:hover>.sub>ul,.ed-element.preset-menu-v2-v2 .ed-menu .menu-sub>.sub>ul:hover{visibility:visible;opacity:1;transform:translate3d(0, 0, 0);pointer-events:all}}.wv-boxed>.inner>.ed-element.preset-menu-v2-v2.sticky>.inner{max-width:calc(90rem - 1rem * 2)}body:not(.open-menu) .ed-element.preset-menu-v2-v2{transition:none}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky{animation:.3s ease-in-out 0s 1 fadeIn}.ed-element.preset-menu-v2-v2.sticky{position:fixed;width:100%;top:0;left:0;z-index:4;box-shadow:2px 2px 4px 0 rgba(0,0,0,0.2);background:#fff}.ed-element.preset-menu-v2-v2.sticky h1,.ed-element.preset-menu-v2-v2.sticky .h1,.ed-element.preset-menu-v2-v2.sticky h2,.ed-element.preset-menu-v2-v2.sticky .h2,.ed-element.preset-menu-v2-v2.sticky h3,.ed-element.preset-menu-v2-v2.sticky .h3,.ed-element.preset-menu-v2-v2.sticky h4,.ed-element.preset-menu-v2-v2.sticky .h4,.ed-element.preset-menu-v2-v2.sticky h5,.ed-element.preset-menu-v2-v2.sticky .h5,.ed-element.preset-menu-v2-v2.sticky h6,.ed-element.preset-menu-v2-v2.sticky .h6{color:#2b4380}.ed-element.preset-menu-v2-v2.sticky h1,.ed-element.preset-menu-v2-v2.sticky .h1{color:#2b4380}.ed-element.preset-menu-v2-v2.sticky h2,.ed-element.preset-menu-v2-v2.sticky .h2{color:#2b4380}.ed-element.preset-menu-v2-v2.sticky h3,.ed-element.preset-menu-v2-v2.sticky .h3{color:#2b4380}.ed-element.preset-menu-v2-v2.sticky h4,.ed-element.preset-menu-v2-v2.sticky .h4{color:#2b4380}.ed-element.preset-menu-v2-v2.sticky h5,.ed-element.preset-menu-v2-v2.sticky .h5{color:#2b4380}.ed-element.preset-menu-v2-v2.sticky h6,.ed-element.preset-menu-v2-v2.sticky .h6{color:#405075}@media screen and (min-width: 61rem){body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a{color:#494948}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li:hover>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a.active{color:#fff}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a{padding:1rem;font-size:15px}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a{border-radius:0px 0px 0px 0px;display:block;overflow:hidden}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li:hover>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a.active{background:#2b4380}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub{position:relative}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2{top:100%;bottom:auto;background:rgba(0,0,0,0)}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1 a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2 a{color:#fff}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li:hover>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li>a.active,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li:hover>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li>a.active{color:#fff}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li>a{padding:1rem;font-size:.85rem}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li>a:before,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li>a:after,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li>a:before,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li>a:after{content:'';position:absolute;display:block;z-index:-1;transition:all .3s ease;background:#2b4380}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li>a:after,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li>a:after{bottom:0;left:0;width:100%;height:0;border-radius:0px}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li:hover>a:after,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-1>li>a.active:after,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li:hover>a:after,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2>li>a.active:after{height:100%}body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu .menu-sub .menu-level-2{top:calc(0% - 0px);bottom:auto}}@media screen and (min-width: 61rem){.ed-element.preset-menu-v2-v2.sticky .ed-image,.ed-element.preset-menu-v2-v2.sticky .inner>.ed-svg,.ed-element.preset-menu-v2-v2.sticky .logo,.ed-element.preset-menu-v2-v2.sticky .ed-logo{flex-basis:auto !important;padding:0px}}.ed-element.preset-menu-v2-v2.sticky .mobile-cont>.inner>.ed-element.ed-icon svg{fill:#405075}.ed-element.preset-menu-v2-v2.sticky .menu-trigger{border-color:#405075}.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box:before{color:#405075}.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box .menu-trigger-inner,.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box .menu-trigger-inner:before,.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box .menu-trigger-inner:after{background:#405075}@media screen and (min-width: 61rem){.ed-element.preset-menu-v2-v2 .mobile-cont{display:none}}.ed-element.preset-menu-v2-v2 .mobile-cont>.inner>.ed-element{flex-basis:auto}.ed-element.preset-menu-v2-v2 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(max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger{padding:0px}}@media screen and (max-width: 35.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger{padding:0px}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box{width:30px;height:calc(8px * 2 + 3px * 3);transform:scale(1);display:inline-block;position:relative}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box{width:40px}}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box{height:calc(8px * 2 + 2px * 3)}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box:focus-within{outline:auto}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box:focus-within>button.menu-trigger-inner{outline:none}@media screen and (min-width: 61rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box{visibility:hidden;display:none}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner{top:50%;display:block;font-size:0;margin-top:calc(3px / -2);top:calc(3px / 2)}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner{margin-top:calc(2px / -2)}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:hover{cursor:pointer}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{width:30px;height:3px;border-radius:0;background-color:#fff;position:absolute;transition-property:transform, width, margin-left;transition-duration:.15s;transition-timing-function:ease}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{width:40px}}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{height:2px}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before,.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{content:"";display:block}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before{top:calc((8px + 3px) * -1)}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before{top:calc((8px + 2px) * -1)}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{bottom:calc((8px + 3px) * -1)}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{bottom:calc((8px + 2px) * -1)}}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner{top:calc(2px / 2)}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before{top:calc(3px + 8px);transition-property:transform, opacity, width, margin-left;transition-timing-function:ease;transition-duration:0.15s}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:before{top:calc(2px + 8px)}}.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{top:calc(3px * 2 + 8px * 2)}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box .menu-trigger-inner:after{top:calc(2px * 2 + 8px * 2)}}@media (max-width: 60.9375rem){body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu{transform:translate3d(0, 0, 0);pointer-events:auto;opacity:1;visibility:visible}}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menu-level-1,body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu .menu-sub .menulevel-2{background:rgba(0,0,0,0)}body.open-menu .ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box:before{color:#405075}body.open-menu .ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box .menu-trigger-inner,body.open-menu .ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box .menu-trigger-inner:before,body.open-menu .ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-box .menu-trigger-inner:after{background:#405075}body.open-menu .ed-element.preset-menu-v2-v2 .menu-trigger{border-color:#405075;top:auto;position:fixed}body.open-menu .ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-box 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.vkf-scroll{position:absolute;left:1rem;bottom:1.75rem;z-index:3;width:3.5rem;height:3rem;display:block;cursor:pointer;animation:vkfScrollBounce 2.2s ease-in-out infinite}@media screen and (min-width: 90rem){.ed-element.banner .vkf-scroll{left:calc((100% - 90rem) / 2 + 1rem)}}.ed-element.banner .vkf-scroll::before{content:"";position:absolute;left:0.4rem;top:0;width:1.9rem;height:1.9rem;border-right:2px solid #fff;border-bottom:2px solid #fff;transform:rotate(45deg);transition:border-color 0.3s ease}.ed-element.banner .vkf-scroll:hover::before{border-color:rgba(255,255,255,0.6)}@keyframes vkfScrollBounce{0%,100%{transform:translateY(0)}50%{transform:translateY(8px)}}@media (prefers-reduced-motion: reduce){.ed-element.banner .vkf-scroll{animation:none}}.ed-element.whatsapp.bg-primary,.ed-element.whatsapp.bg-primary:hover{background:linear-gradient(90deg, #405075 0%, #2b4380 100%) !important}.ed-element.whatsapp>.inner{justify-content:center !important}.ed-element.whatsapp 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.boxes-box::after{content:"";position:absolute;left:0;bottom:0;width:100%;height:4px;background:#7ea1e8;transform:scaleX(0.18);transform-origin:left center;transition:transform 0.5s cubic-bezier(0.22, 0.61, 0.36, 1)}.ed-element.preset-boxes-v3-11 .boxes-box>.inner{padding:2rem 1.75rem 2.25rem !important;align-content:flex-start;justify-content:flex-start !important}.ed-element.preset-boxes-v3-11 .boxes-box .ed-spacer{display:none !important}.ed-element.preset-boxes-v3-11 .boxes-box .ed-headline,.ed-element.preset-boxes-v3-11 .boxes-box .ed-text,.ed-element.preset-boxes-v3-11 .boxes-box .boxes-box-inner{flex:0 0 100% !important}.ed-element.preset-boxes-v3-11 .boxes-box .ed-svg{position:absolute !important;right:-1.25rem;bottom:-1.25rem;width:9.5rem !important;height:9.5rem;flex:none !important;margin:0 !important;background:transparent;opacity:0.07;pointer-events:none;transition:opacity 0.5s ease,transform 0.5s cubic-bezier(0.22, 0.61, 0.36, 1)}.ed-element.preset-boxes-v3-11 .boxes-box .ed-svg svg{width:9.5rem !important;height:9.5rem !important;filter:brightness(0)}.ed-element.preset-boxes-v3-11 .boxes-box .ed-headline,.ed-element.preset-boxes-v3-11 .boxes-box .ed-text{position:relative;z-index:1}.ed-element.preset-boxes-v3-11 .boxes-box h3{margin:0;text-align:left}.ed-element.preset-boxes-v3-11 .boxes-box .vkf-stat-num{display:block;font-size:clamp(2.9rem, 4.2vw, 3.9rem);font-weight:700;line-height:1;letter-spacing:-0.01em;color:#2b4380 !important;white-space:nowrap}.ed-element.preset-boxes-v3-11 .boxes-box .vkf-stat-num small{font-size:0.32em;font-weight:600;letter-spacing:0.02em;color:#405075}.ed-element.preset-boxes-v3-11 .boxes-box .vkf-stat-label{display:block;font-size:1.15rem;font-weight:700;line-height:1.3;color:#1e2f5c !important;margin-top:0.6rem}.ed-element.preset-boxes-v3-11 .boxes-box .ed-text{margin-top:0.75rem}.ed-element.preset-boxes-v3-11 .boxes-box .ed-text,.ed-element.preset-boxes-v3-11 .boxes-box .ed-text p,.ed-element.preset-boxes-v3-11 .boxes-box .ed-text span{color:#494948 !important;font-size:15px;line-height:1.55;text-align:left}@media (hover: hover) and (min-width: 61rem){.ed-element.preset-boxes-v3-11 .boxes-box:hover::after{transform:scaleX(1)}.ed-element.preset-boxes-v3-11 .boxes-box:hover .ed-svg{opacity:0.14;transform:scale(1.08) rotate(-4deg)}}.vkf-ft .vkf-cta{display:none}.vkf-ft .vkf-cta .v{display:none}body.page-36274204 .vkf-ft .vkf-cta,body.page-34262816 .vkf-ft .vkf-cta,body.page-26971163 .vkf-ft .vkf-cta,body.page-26971164 .vkf-ft .vkf-cta,body.page-26971162 .vkf-ft .vkf-cta{position:relative;display:grid;grid-template-columns:minmax(0, 1.5fr) minmax(0, 1fr);gap:clamp(2rem, 5vw, 4rem);align-items:center;padding-bottom:clamp(3rem, 6vw, 5rem);margin-bottom:clamp(2.5rem, 5vw, 4rem);border-bottom:1px solid rgba(255,255,255,0.16)}body.page-36274204 .vkf-ft .vkf-cta::after,body.page-34262816 .vkf-ft .vkf-cta::after,body.page-26971163 .vkf-ft .vkf-cta::after,body.page-26971164 .vkf-ft .vkf-cta::after,body.page-26971162 .vkf-ft .vkf-cta::after{content:"";position:absolute;right:-2rem;top:40%;width:22rem;height:12rem;transform:translateY(-50%);background:url("https://cdn1.site-media.eu/images/0/25230919/vkf1aa-ZBn_9atUAsSqsjep3_iTZg.png") center center/contain no-repeat;opacity:0.06;pointer-events:none}body.page-36274204 .vkf-ft .vkf-cta .v-privat,body.page-34262816 .vkf-ft .vkf-cta .v-privat,body.page-26971163 .vkf-ft .vkf-cta .v-privat,body.page-26971164 .vkf-ft .vkf-cta .v-gewerbe,body.page-26971162 .vkf-ft .vkf-cta .v-unternehmen{display:block}.vkf-ft .vkf-cta h2{font-family:Montserrat, sans-serif;font-size:clamp(1.7rem, calc(0.6rem + 2.6vw), 2.75rem);font-weight:600;line-height:1.15;letter-spacing:0;text-transform:none;color:#fff;margin:0 0 1rem}.vkf-ft .vkf-cta p{max-width:36em;font-size:16px;color:rgba(255,255,255,0.75)}.vkf-ft .vkf-cta-actions{position:relative;z-index:1;display:grid;gap:1.1rem;justify-items:end;text-align:right}.vkf-ft .vkf-cta-btn{display:inline-block;padding:0.95rem 1.7rem;background:#fff;border:2px solid #fff;color:#2b4380 !important;font-weight:600;transition:background-color 0.3s ease, color 0.3s ease}.vkf-ft .vkf-cta-btn:hover{background:transparent;color:#fff !important;text-decoration:none}.vkf-ft .vkf-cta-mail{font-size:14px;color:rgba(255,255,255,0.72);transition:color 0.3s ease}.vkf-ft .vkf-cta-mail:hover{color:#fff;text-decoration:none}@media screen and (max-width: 56rem){body.page-36274204 .vkf-ft .vkf-cta,body.page-34262816 .vkf-ft .vkf-cta,body.page-26971163 .vkf-ft .vkf-cta,body.page-26971164 .vkf-ft .vkf-cta,body.page-26971162 .vkf-ft .vkf-cta{grid-template-columns:minmax(0, 1fr)}.vkf-ft .vkf-cta-actions{justify-items:start;text-align:left}}#ed-2148298759>.background{height:100% !important;top:0 !important;transform:none !important}#ed-2148298759 .background-image-holder{background-position:center center !important;background-attachment:scroll !important;background-size:cover !important}#ed-2148298759{aspect-ratio:1.5;min-height:0 !important;height:auto !important;align-self:center !important}@media screen and (min-width: 61rem){#ed-2148298759{flex:0 0 40% !important;max-width:40% !important}#ed-2148298759+.ed-element{flex:1 1 0 !important;min-width:0;max-width:none !important}}@media screen and (max-width: 60.9375rem){#ed-2148298759{flex:0 0 100% !important;max-width:100% !important;width:100% !important}#ed-2148298759+.ed-element{flex:0 0 100% !important;max-width:100% !important}}#ed-2562171324>.inner{padding:0 1rem !important}#ed-2562171324 .es-main-container{display:block !important;width:100% !important}#ed-2562171324 .es-badge-container{display:block !important;width:100% !important;max-width:none !important;margin:0 !important;background:rgba(255,255,255,0.07) !important;border:1px solid rgba(255,255,255,0.24) !important;border-radius:0 !important;box-shadow:none !important}#ed-2562171324 .es-card-badge-container{display:flex !important;flex-direction:row !important;flex-wrap:wrap !important;align-items:center !important;justify-content:center !important;gap:0.35rem 0.9rem !important;padding:0.9rem 1rem !important;width:100% !important}#ed-2562171324 .es-card-badge-container>*{margin:0 !important}#ed-2562171324 .es-badge-rating-container{display:flex !important;flex-direction:row !important;align-items:center !important;gap:0.75rem !important}#ed-2562171324 .es-badge-container,#ed-2562171324 .es-badge-container div,#ed-2562171324 .es-badge-container span,#ed-2562171324 .es-badge-container a{color:#fff !important}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2 .ed-menu{background:#1e2f5c !important;flex-direction:column !important;flex-wrap:nowrap !important;align-items:flex-start !important;justify-content:flex-start !important;text-align:left !important;padding:6.5rem 1.25rem 2.5rem}.ed-element.preset-menu-v2-v2 .ed-menu .menu-level-0{width:100%;padding:0 !important;counter-reset:vkfnav}.ed-element.preset-menu-v2-v2 .ed-menu>ul>li{margin:0 !important;text-align:left !important;border-bottom:1px solid rgba(255,255,255,0.16);counter-increment:vkfnav;opacity:0;transform:translateY(18px)}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li{animation:vkfNavIn 0.55s cubic-bezier(0.22, 0.61, 0.36, 1) forwards}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li:nth-child(1){animation-delay:0.08s}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li:nth-child(2){animation-delay:0.15s}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li:nth-child(3){animation-delay:0.22s}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li:nth-child(4){animation-delay:0.29s}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li:nth-child(5){animation-delay:0.36s}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu>ul>li:nth-child(n+6){animation-delay:0.43s}.ed-element.preset-menu-v2-v2 .ed-menu>ul>li>a,.ed-element.preset-menu-v2-v2 .ed-menu>ul>li:hover>a,.ed-element.preset-menu-v2-v2 .ed-menu>ul>li>a.active{display:flex !important;align-items:baseline;gap:1.1rem;width:100%;margin:0 !important;padding:1.15rem 0 !important;background:transparent !important;color:#fff !important;font-size:clamp(1.6rem, 7vw, 2.3rem) !important;font-weight:600;line-height:1.15;text-transform:none;overflow:visible}.ed-element.preset-menu-v2-v2 .ed-menu>ul>li>a::before{content:counter(vkfnav, decimal-leading-zero);flex:0 0 auto;font-size:13px;font-weight:600;letter-spacing:0.18em;color:#9db4ea}.ed-element.preset-menu-v2-v2 .ed-menu>ul>li>a.active,.ed-element.preset-menu-v2-v2 .ed-menu>ul>li:hover>a{color:#9db4ea !important}body.open-menu .ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-inner,body.open-menu .ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-inner::before,body.open-menu .ed-element.preset-menu-v2-v2 .menu-trigger .menu-trigger-inner::after{background-color:#fff !important}body.open-menu .ed-element.preset-menu-v2-v2 .logo{position:relative;z-index:6;display:block !important;opacity:1 !important;visibility:visible !important}body.open-menu .ed-element.preset-menu-v2-v2 .logo{width:auto !important;max-width:none !important;flex:0 0 auto !important;overflow:visible !important;padding:0 !important}body.open-menu .ed-element.preset-menu-v2-v2 .logo img{width:110px !important;max-width:none !important;height:auto !important}body.open-menu .ed-element.preset-menu-v2-v2 .logo-sticky{display:none !important}.ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot{display:block;width:100%;margin-top:2.25rem;opacity:0;transform:translateY(18px)}body.open-menu .ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot{animation:vkfNavIn 0.55s cubic-bezier(0.22, 0.61, 0.36, 1) 0.5s forwards}.ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot a.vkf-nav-btn{display:inline-block;padding:0.95rem 1.6rem;background:transparent;border:2px solid #fff;color:#fff !important;font-size:15px;font-weight:600;line-height:1.5;text-transform:none;transition:background-color 0.3s ease, color 0.3s ease}.ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot a.vkf-nav-btn:hover{background:#fff;color:#2b4380 !important;text-decoration:none}.ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot a.vkf-nav-mail{display:block;margin-top:1.1rem;padding:0;font-size:14px;font-weight:400;line-height:1.5;text-transform:none;color:rgba(255,255,255,0.72) !important}}@media screen and (min-width: 61rem){.ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot{display:none}}@keyframes vkfNavIn{to{opacity:1;transform:none}}@media (prefers-reduced-motion: reduce){.ed-element.preset-menu-v2-v2 .ed-menu>ul>li,.ed-element.preset-menu-v2-v2 .ed-menu .vkf-nav-foot{opacity:1 !important;transform:none !important;animation:none !important}}.ed-element.preset-menu-v2-v2.sticky{background:transparent !important;box-shadow:none !important;border-bottom:1px solid rgba(255,255,255,0.16)}.ed-element.preset-menu-v2-v2.sticky::before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:-1;background:linear-gradient(to bottom, rgba(20,32,66,0.78), rgba(20,32,66,0.66));backdrop-filter:blur(22px) saturate(150%)}.ed-element.preset-menu-v2-v2.sticky .logo-sticky{display:none !important}.ed-element.preset-menu-v2-v2.sticky .logo{display:block !important;width:auto !important;max-width:none !important;flex:0 0 auto !important;opacity:1 !important;visibility:visible !important;overflow:visible !important;padding:0 !important}.ed-element.preset-menu-v2-v2.sticky .logo img{width:120px !important;max-width:none !important;height:auto !important}.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-inner,.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-inner::before,.ed-element.preset-menu-v2-v2.sticky .menu-trigger .menu-trigger-inner::after{background-color:#fff !important}@media screen and (min-width: 61rem){body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li:hover>a,body:not(.open-menu) .ed-element.preset-menu-v2-v2.sticky .ed-menu>ul>li>a.active{color:#fff !important}}@media screen and (max-width: 60.9375rem){.ed-element.preset-menu-v2-v2.sticky .logo img{width:100px !important}}body.page-34262816 #ed-3612641420>.inner>.ed-html{flex:0 0 calc(100% - 4rem) !important;max-width:calc(100% - 4rem) !important;margin:0 2rem !important}@media screen and (max-width: 60.9375rem){body.page-34262816 #ed-3612641420>.inner>.ed-html{flex:0 0 calc(100% - 2rem) !important;max-width:calc(100% - 2rem) !important;margin:0 1rem !important}}body.page-34262816 #ed-3612641810>.inner>.ed-html{flex:0 0 100% !important;max-width:100% !important;width:100%}body.page-34262816 #ed-3612641648>.inner>.ed-html{flex:0 0 100% !important;max-width:100% !important}.pkv{text-align:left;font-size:16px;line-height:1.65;color:#494948}.pkv [id],.pkv[id]{scroll-margin-top:110px}.pkv h2{font-size:clamp(1.6rem, calc(0.9rem + 1.6vw), 2.4rem);line-height:1.2;text-transform:none;color:#2b4380;margin:0 0 1.1rem}.pkv h3{font-size:1.2rem;font-weight:600;line-height:1.3;text-transform:none;color:#2b4380;margin:0 0 0.6rem}.pkv p{margin:0 0 1rem}.pkv .pkv-kicker{font-size:13px;font-weight:600;letter-spacing:0.16em;text-transform:uppercase;color:#405075;margin:0 0 0.6rem}.pkv .pkv-btn{display:inline-block;padding:0.95rem 1.6rem;background:#2b4380;border:2px solid #2b4380;color:#fff !important;font-weight:600;line-height:1.4;text-decoration:none !important;transition:background-color 0.3s ease, color 0.3s ease, border-color 0.3s ease}.pkv .pkv-btn:hover{background:#fff;color:#2b4380 !important}.pkv .pkv-btn--light{background:#fff;border-color:#fff;color:#2b4380 !important}.pkv .pkv-btn--light:hover{background:transparent;color:#fff !important}.pkv-trust{display:grid;grid-template-columns:repeat(4, minmax(0, 1fr));gap:0;list-style:none;margin:0 0 clamp(3rem, 6vw, 5rem);padding:0;border:1px solid #e2e6ef}.pkv-trust li{padding:1.5rem 1.5rem;border-right:1px solid #e2e6ef;margin:0}.pkv-trust li:last-child{border-right:0}.pkv-trust strong{display:block;font-size:1.6rem;font-weight:700;line-height:1.1;color:#2b4380;margin-bottom:0.35rem}.pkv-trust span{display:block;font-size:14px;line-height:1.45}.pkv-intro{display:grid;grid-template-columns:minmax(0, 1.6fr) minmax(0, 1fr);gap:clamp(2rem, 5vw, 4.5rem);align-items:start;margin-bottom:clamp(3.5rem, 7vw, 6rem)}.pkv-fact{background:linear-gradient(135deg, #405075 0%, #2b4380 100%);color:#fff;padding:2.25rem 2rem}.pkv-fact p{color:#fff}.pkv-fact .pkv-fact-pre{font-size:12px;font-weight:600;letter-spacing:0.16em;text-transform:uppercase;color:rgba(255,255,255,0.75);margin-bottom:0.4rem}.pkv-fact .pkv-fact-num{font-size:clamp(2.6rem, 4.2vw, 3.6rem);font-weight:700;line-height:1;margin-bottom:0.9rem}.pkv-fact .pkv-fact-text{font-size:15px;color:rgba(255,255,255,0.85);margin-bottom:1.5rem}.pkv-fact .pkv-btn{background:#fff;border-color:#fff;color:#2b4380 !important}.pkv-fact .pkv-btn:hover{background:transparent;color:#fff !important}.pkv .pkv-h-center{margin-bottom:2rem}.pkv-cards{display:grid;grid-template-columns:repeat(3, minmax(0, 1fr));gap:1.5rem}.pkv-card{border:1px solid #e2e6ef;padding:2rem 1.75rem;display:flex;flex-direction:column;transition:transform 0.4s cubic-bezier(0.22, 0.61, 0.36, 1),box-shadow 0.4s ease,border-color 0.4s ease}.pkv-card .pkv-card-num{font-size:13px;font-weight:600;letter-spacing:0.18em;color:#7ea1e8;margin-bottom:0.9rem}.pkv-card p{font-size:15px}.pkv-card a{margin-top:auto;font-weight:600;color:#2b4380;text-decoration:none}.pkv-card a::after{content:" \2192";transition:margin-left 0.3s ease}.pkv-card a:hover::after{margin-left:0.3rem}@media (hover: hover){.pkv-card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(11,20,48,0.12);border-color:#c9d2e6}}.pkv-b,.pkv-b p,.pkv-b li{color:rgba(255,255,255,0.86)}.pkv-b h2,.pkv-b h3{color:#fff}.pkv-b .pkv-kicker{color:rgba(255,255,255,0.7)}.pkv-table-wrap{overflow-x:auto;margin-top:1.5rem}.pkv-table{width:100%;min-width:640px;border-collapse:collapse;background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.24)}.pkv-table th,.pkv-table td{padding:1rem 1.25rem;text-align:left;vertical-align:top;border-bottom:1px solid rgba(255,255,255,0.16);font-size:15px;line-height:1.5;color:rgba(255,255,255,0.88)}.pkv-table thead th{font-size:12px;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:#fff;background:rgba(255,255,255,0.08)}.pkv-table tbody th{font-weight:600;color:#fff;width:22%}.pkv-table td:last-child,.pkv-table thead th:last-child{background:rgba(255,255,255,0.07)}.pkv-table tbody tr:last-child th,.pkv-table tbody tr:last-child td{border-bottom:0}.pkv .pkv-note{font-size:14px;margin-top:1rem;color:rgba(255,255,255,0.7)}.pkv-age{display:grid;grid-template-columns:minmax(0, 1.3fr) minmax(0, 1fr);gap:clamp(2rem, 5vw, 4.5rem);align-items:start;margin-top:clamp(3.5rem, 7vw, 6rem);padding-top:clamp(3rem, 6vw, 5rem);border-top:1px solid rgba(255,255,255,0.2)}.pkv-check{border:1px solid rgba(255,255,255,0.24);background:rgba(255,255,255,0.06);padding:2rem 1.75rem}.pkv-check ul{list-style:none;margin:0 0 1.75rem;padding:0}.pkv-check li{position:relative;padding:0.55rem 0 0.55rem 1.9rem;margin:0;border-bottom:1px solid rgba(255,255,255,0.14);font-size:15px}.pkv-check li::before{content:"";position:absolute;left:0.2rem;top:0.95rem;width:0.85rem;height:0.45rem;border-left:2px solid #9db4ea;border-bottom:2px solid #9db4ea;transform:rotate(-45deg)}.pkv-steps{list-style:none;counter-reset:pkvstep;margin:1.75rem 0;padding:0}.pkv-steps li{position:relative;counter-increment:pkvstep;padding:0.9rem 0 0.9rem 3.25rem;margin:0;border-top:1px solid #e2e6ef}.pkv-steps li::before{content:counter(pkvstep, decimal-leading-zero);position:absolute;left:0;top:1rem;font-size:13px;font-weight:600;letter-spacing:0.18em;color:#7ea1e8}.pkv-steps strong{display:block;color:#2b4380}.pkv-steps span{display:block;font-size:15px}.pkv .pkv-alt{font-size:15px}.pkv .pkv-alt a{font-weight:600;color:#2b4380}body.page-34262816 #ed-3612641729{align-self:flex-start}body.page-34262816 #ed-3612641729 .ed-form-container{background:#fff;border:1px solid #e2e6ef;padding:2rem 1.75rem;box-shadow:0 18px 40px rgba(11,20,48,0.08);width:100%}body.page-34262816 #ed-3612641729 .ed-form-container .ed-element{margin-bottom:0.9rem}body.page-34262816 #ed-3612641729 .ed-form-container input[type="text"],body.page-34262816 #ed-3612641729 .ed-form-container input[type="email"],body.page-34262816 #ed-3612641729 .ed-form-container textarea{width:100%;padding:0.85rem 1rem;border:1px solid #cfd6e4;border-radius:0;background:#fff;font-family:inherit;font-size:15px;color:#494948}body.page-34262816 #ed-3612641729 .ed-form-container input:focus,body.page-34262816 #ed-3612641729 .ed-form-container textarea:focus{outline:none;border-color:#2b4380}body.page-34262816 #ed-3612641729 .ed-form-container,body.page-34262816 #ed-3612641729 .ed-form-container label,body.page-34262816 #ed-3612641729 .ed-form-container label *,body.page-34262816 #ed-3612641729 .ed-form-container p,body.page-34262816 #ed-3612641729 .ed-form-container span{color:#494948 !important;font-size:13px;line-height:1.5}body.page-34262816 #ed-3612641729 .ed-form-container a{color:#2b4380 !important;text-decoration:underline}body.page-34262816 #ed-3612641729 .ed-form-container button{width:100%;padding:0.95rem 1.6rem;background:#2b4380 !important;border:2px solid #2b4380 !important;color:#fff !important;font-weight:600}body.page-34262816 #ed-3612641729 .ed-form-container button:hover{background:#fff !important;color:#2b4380 !important}@media screen and (max-width: 60.9375rem){.pkv-trust{grid-template-columns:repeat(2, minmax(0, 1fr))}.pkv-trust li:nth-child(2){border-right:0}.pkv-trust li:nth-child(-n+2){border-bottom:1px solid #e2e6ef}.pkv-intro,.pkv-age{grid-template-columns:minmax(0, 1fr)}.pkv-cards{grid-template-columns:minmax(0, 1fr)}}#ed-2148299582>.inner>.ed-html{flex:0 0 calc(100% - 16px) !important;max-width:calc(100% - 16px) !important;margin:8px !important}#ed-2148299582>.inner>#ed-4016384160{order:-1;margin-bottom:3.5rem !important}#ed-2148299582>.inner>#ed-4016384163{order:1;margin-top:4rem !important;margin-bottom:3.5rem !important}#ed-2148299582>.inner>#ed-2148299608{order:2}.ed-element#ed-2148299599.bg-secondary{background:#1e2f5c !important}.ktk{text-align:left;font-size:16px;line-height:1.6;color:#494948}.ktk-cards{display:grid;grid-template-columns:repeat(4, minmax(0, 1fr));gap:1rem}.ktk a.ktk-card{display:flex;flex-direction:column;padding:1.6rem 1.5rem;border:1px solid #e2e6ef;background:#fff;color:#494948;text-decoration:none !important;transition:background-color 0.35s ease,border-color 0.35s ease,color 0.35s ease,transform 0.35s cubic-bezier(0.22, 0.61, 0.36, 1),box-shadow 0.35s ease}.ktk-card .ktk-ic{display:grid;place-items:center;width:2.9rem;height:2.9rem;border:1px solid #c9d2e6;color:#2b4380;margin-bottom:1.1rem;transition:color 0.35s ease, border-color 0.35s ease}.ktk-card strong{font-size:12px;font-weight:600;letter-spacing:0.16em;text-transform:uppercase;color:#405075;margin-bottom:0.3rem;transition:color 0.35s ease}.ktk-card .ktk-main{font-size:1.05rem;font-weight:600;line-height:1.35;color:#2b4380;overflow-wrap:anywhere;transition:color 0.35s ease}.ktk-card .ktk-sub{font-size:14px;margin-top:0.35rem;transition:color 0.35s ease}@media (hover: hover){.ktk a.ktk-card:hover{background:#2b4380;border-color:#2b4380;color:rgba(255,255,255,0.8);transform:translateY(-4px);box-shadow:0 18px 40px rgba(11,20,48,0.16)}.ktk a.ktk-card:hover .ktk-ic{color:#fff;border-color:rgba(255,255,255,0.4)}.ktk a.ktk-card:hover strong{color:rgba(255,255,255,0.75)}.ktk a.ktk-card:hover .ktk-main{color:#fff}}.ktk .ktk-kicker{font-size:13px;font-weight:600;letter-spacing:0.16em;text-transform:uppercase;color:#405075;margin:0 0 0.6rem}.ktk-next h2{font-size:clamp(1.6rem, calc(0.9rem + 1.6vw), 2.4rem);line-height:1.2;text-transform:none;color:#2b4380;margin:0 0 1.75rem}.ktk-next ol{display:grid;grid-template-columns:repeat(3, minmax(0, 1fr));gap:1.5rem;list-style:none;counter-reset:ktkstep;margin:0;padding:0}.ktk-next li{counter-increment:ktkstep;margin:0;padding:1.5rem 0 0;border-top:2px solid #2b4380}.ktk-next li::before{content:counter(ktkstep, decimal-leading-zero);display:block;font-size:13px;font-weight:600;letter-spacing:0.18em;color:#7ea1e8;margin-bottom:0.6rem}.ktk-next strong{display:block;font-size:1.2rem;color:#2b4380;margin-bottom:0.35rem}.ktk-next span{display:block;font-size:15px}@media screen and (max-width: 60.9375rem){.ktk-cards{grid-template-columns:repeat(2, minmax(0, 1fr))}.ktk-next ol{grid-template-columns:minmax(0, 1fr)}}@media screen and (max-width: 30rem){.ktk-cards{grid-template-columns:minmax(0, 1fr)}}.elfsight-app-df05a03d-7fb5-485e-af6a-8b8c496b2599 .swiper-wrapper.vkf-marquee{transform:translate3d(calc(-1 * var(--vkf-x, 0px)), 0, 0) !important;transition:none !important}.elfsight-app-df05a03d-7fb5-485e-af6a-8b8c496b2599.vkf-marquee-on .es-bullets-control-container{display:none !important}.elfsight-app-df05a03d-7fb5-485e-af6a-8b8c496b2599.vkf-marquee-on .es-carousel-arrow-control-container{cursor:pointer}@media screen and (max-width: 35.9375rem){h6,.h6{text-transform:none !important;letter-spacing:0.3px !important}}#ed-2148298944>.inner>.ed-html{flex:0 0 calc(100% - 4rem) !important;max-width:calc(100% - 4rem) !important;margin:clamp(3rem, 6vw, 5rem) 2rem 0 !important}@media screen and (max-width: 60.9375rem){#ed-2148298944>.inner>.ed-html{flex:0 0 calc(100% - 2rem) !important;max-width:calc(100% - 2rem) !important;margin-left:1rem !important;margin-right:1rem !important}}.vkf-quote{position:relative;margin:0;padding:clamp(2.5rem, 5vw, 4rem) clamp(1.5rem, 5vw, 4.5rem);background:linear-gradient(135deg, #405075 0%, #2b4380 100%);color:#fff;text-align:left;overflow:hidden}.vkf-quote .vkf-quote-mark{position:absolute;top:-0.32em;right:0.12em;font-family:Georgia, "Times New Roman", serif;font-size:clamp(11rem, 22vw, 19rem);line-height:1;color:rgba(255,255,255,0.1);pointer-events:none;-webkit-user-select:none;-moz-user-select:none;user-select:none}.vkf-quote blockquote{position:relative;margin:0;padding:0 0 0 1.5rem;border-left:3px solid #9db4ea;max-width:22em;font-size:clamp(1.6rem, calc(0.9rem + 2.4vw), 2.9rem);font-weight:600;line-height:1.2;color:#fff}.vkf-quote figcaption{position:relative;margin-top:1.75rem;padding-left:1.5rem;font-size:15px;line-height:1.5}.vkf-quote figcaption strong{display:block;color:#fff}.vkf-quote figcaption span{color:rgba(255,255,255,0.72)}@media screen and (max-width: 35.9375rem){body.page-26971161>.ed-element.banner .preset-button-columns-v2-default .ed-button:nth-child(n+2){display:none !important}#ed-2562171324{display:none !important}#ed-2562108635.hide-sm{display:block !important;position:absolute !important;left:4.6rem !important;right:auto !important;bottom:1.8rem !important;z-index:3}#ed-2562108635 .es-main-container{display:block !important}#ed-2562108635 .es-badge-container{display:block !important;width:auto !important;margin:0 !important;background:rgba(20,32,66,0.45) !important;border:1px solid rgba(255,255,255,0.3) !important;border-radius:0 !important;box-shadow:none !important;backdrop-filter:blur(8px)}#ed-2562108635 .es-card-badge-container{display:flex !important;flex-direction:row !important;flex-wrap:nowrap !important;align-items:center !important;gap:0.4rem !important;padding:0.4rem 0.6rem !important;width:auto !important}#ed-2562108635 .es-card-badge-container>*{margin:0 !important}#ed-2562108635 .es-badge-label-container{display:none !important}#ed-2562108635 .es-badge-rating-container{display:flex !important;flex-direction:row !important;align-items:center !important;gap:0.45rem !important}#ed-2562108635 .es-badge-container,#ed-2562108635 .es-badge-container div,#ed-2562108635 .es-badge-container span,#ed-2562108635 .es-badge-container a{color:#fff !important}#ed-2562108635 .es-rating-value{font-size:15px !important;line-height:1 !important}#ed-2562108635 .es-badge-reviews-count{font-size:12px !important;line-height:1 !important;white-space:nowrap}#ed-2562108635 .es-rating-bar-container{zoom:0.66}#ed-2562108635 .es-badge-sources-container,#ed-2562108635 [class*="es-badge-sources"]{zoom:0.8}}@media screen and (min-width: 36rem){#ed-2562108635 .es-badge-container{background:rgba(20,32,66,0.5) !important;border:1px solid rgba(255,255,255,0.28) !important;border-radius:0 !important;box-shadow:0 18px 40px rgba(7,13,31,0.28) !important;backdrop-filter:blur(12px) saturate(140%);width:auto !important}#ed-2562108635 .es-card-badge-container{display:grid !important;grid-template-columns:auto auto;-moz-column-gap:1rem;column-gap:1rem;row-gap:0.3rem;align-items:center !important;justify-items:start;padding:1.05rem 1.35rem !important;width:auto !important}#ed-2562108635 .es-card-badge-container>*{margin:0 !important}#ed-2562108635 .es-card-badge-container>*:first-child{grid-row:1 / span 2;zoom:1.35}#ed-2562108635 .es-badge-label-container{grid-column:2}#ed-2562108635 .es-badge-label{font-size:11px !important;font-weight:600 !important;letter-spacing:0.16em !important;text-transform:uppercase !important;color:rgba(255,255,255,0.72) !important;white-space:nowrap}#ed-2562108635 .es-badge-rating-container{grid-column:2;display:flex !important;flex-direction:row !important;align-items:center !important;gap:0.7rem !important}#ed-2562108635 .es-badge-container,#ed-2562108635 .es-badge-container div,#ed-2562108635 .es-badge-container span,#ed-2562108635 .es-badge-container a{color:#fff !important}#ed-2562108635 .es-rating-value{font-size:24px !important;font-weight:700 !important;line-height:1 !important}#ed-2562108635 .es-badge-reviews-count{font-size:13px !important;line-height:1 !important;white-space:nowrap;color:rgba(255,255,255,0.78) !important}}#ed-2148298759 .background-image-holder{transform:scale(1.28);transform-origin:50% 38%;transition:transform 0.7s cubic-bezier(0.22, 0.61, 0.36, 1)}@media (hover: hover){#ed-2148298759:hover .background-image-holder{transform:scale(1.38)}}#ed-2562108635 .es-badge-container{transform-origin:right bottom;transition:transform 0.4s cubic-bezier(0.22, 0.61, 0.36, 1),border-color 0.4s ease,background-color 0.4s ease !important}@media (hover: hover){#ed-2562108635:hover .es-badge-container{transform:scale(1.06);border-color:rgba(255,255,255,0.55) !important}}body.page-26971166 .ed-element.banner .preset-button-columns-v2-default .ed-button a.button:not(:hover),body.page-26971162 .ed-element.banner .preset-button-columns-v2-default .ed-button a.button:not(:hover){background:transparent !important;border-color:#fff !important;color:#fff !important}@media screen and (min-width: 61rem){.ed-element.banner .vkf-scroll{width:4.25rem;height:4.25rem;bottom:2rem;border:2px solid rgba(255,255,255,0.55);border-radius:50%;background:rgba(20,32,66,0.28);animation-name:vkfScrollBounceBig;transition:border-color 0.3s ease, background-color 0.3s ease}.ed-element.banner .vkf-scroll::before{left:50%;top:50%;width:1.35rem;height:1.35rem;margin:-1.05rem 0 0 -0.675rem;border-right-width:3px;border-bottom-width:3px}.ed-element.banner .vkf-scroll:hover{border-color:#fff;background:rgba(20,32,66,0.5)}.ed-element.banner .vkf-scroll:hover::before{border-color:#fff}}@keyframes vkfScrollBounceBig{0%,100%{transform:translateY(0)}50%{transform:translateY(12px)}}#ed-4016967325>.inner>.ed-html{flex:0 0 calc(100% - 4rem) !important;max-width:calc(100% - 4rem) !important;margin:0 2rem !important}#ed-4016967406>.inner>.ed-html{flex:0 0 100% !important;max-width:100% !important;width:100%}#ed-4016967373>.inner>.ed-html{flex:0 0 100% !important;max-width:100% !important}@media (max-width: 35.9375rem){#ed-4016967325>.inner>.ed-html{flex:0 0 calc(100% - 2rem) !important;max-width:calc(100% - 2rem) !important;margin:0 1rem !important}}.avd{font-family:inherit;color:#1e2f5c;width:100%}.avd *,.avd *::before,.avd *::after{box-sizing:border-box}.avd .avd-kicker{font-size:0.8rem;font-weight:700;letter-spacing:0.18em;text-transform:uppercase;color:#2b4380;margin:0 0 0.9rem;display:flex;align-items:center;gap:0.7rem}.avd .avd-kicker::before{content:"";width:2.2rem;height:2px;background:currentColor}.avd h2{font-size:clamp(1.7rem, calc(1rem + 2.4vw), 3rem);line-height:1.08;font-weight:800;margin:0 0 2rem;max-width:22ch;text-transform:uppercase;letter-spacing:-0.01em}.avd h3{font-size:1.15rem;line-height:1.25;font-weight:800;margin:0 0 0.5rem;text-transform:uppercase}.avd p{line-height:1.6}.avd-tiles{display:grid;grid-template-columns:repeat(4, 1fr);gap:1rem}.avd-tile{position:relative;overflow:hidden;background:#e6ebf5;border-radius:1.1rem;padding:1.5rem 1.4rem 1.6rem;display:flex;flex-direction:column;min-height:11rem;transition:transform 0.35s ease, box-shadow 0.35s ease, background 0.35s ease}.avd-tile::after{content:"";position:absolute;right:-2.2rem;bottom:-2.2rem;width:7rem;height:7rem;border-radius:50%;background:rgba(43,67,128,0.07);transition:transform 0.5s ease}.avd-tile:hover{transform:translateY(-6px);box-shadow:0 22px 44px rgba(20,32,66,0.16)}.avd-tile:hover::after{transform:scale(1.6)}.avd-tile-pre{font-size:0.75rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:#5f709b}.avd-tile strong{font-size:clamp(2.3rem, calc(1.5rem + 2.2vw), 3.6rem);line-height:1.05;font-weight:800;color:#2b4380;margin:0.25rem 0 auto;letter-spacing:-0.02em;white-space:nowrap}.avd-tile-label{font-size:0.95rem;font-weight:600;line-height:1.35;margin-top:0.9rem;position:relative;z-index:1}.avd-tile:nth-child(1),.avd-tile:nth-child(5){background:linear-gradient(135deg, #1e2f5c, #2b4380);color:#fff}.avd-tile:nth-child(1) strong,.avd-tile:nth-child(5) strong{color:#fff}.avd-tile:nth-child(1) .avd-tile-pre,.avd-tile:nth-child(5) .avd-tile-pre{color:#9db4ea}.avd-tile:nth-child(1)::after,.avd-tile:nth-child(5)::after{background:rgba(255,255,255,0.08)}.avd-claims{display:grid;grid-template-columns:repeat(3, 1fr);gap:1rem;margin-top:1rem}.avd-claims article{border:1px solid #d5dcec;border-radius:1.1rem;padding:1.6rem 1.4rem;background:#fff;transition:border-color 0.3s ease, transform 0.3s ease}.avd-claims article:hover{border-color:#2b4380;transform:translateY(-4px)}.avd-claims article p{margin:0;font-size:0.95rem;color:#46557c}.avd-claims article h3{color:#2b4380}.avd-calc,.avd-calc h2{color:#fff}.avd-calc{padding:0 1rem}.avd-calc .avd-kicker{color:#9db4ea}.avd-calc-grid{display:grid;grid-template-columns:minmax(0, 5fr) minmax(0, 7fr);gap:1.25rem;align-items:stretch}.avd-inputs,.avd-results{border-radius:1.3rem;padding:1.8rem 1.6rem}.avd-inputs{background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.16)}.avd-results{background:#142042;border:1px solid rgba(255,255,255,0.1);box-shadow:0 30px 60px rgba(8,14,34,0.35);display:flex;flex-direction:column}.avd-field{margin-bottom:1.5rem}.avd-field>label{display:flex;justify-content:space-between;align-items:baseline;font-size:0.8rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:#c9d6f3;margin-bottom:0.7rem}.avd-field>label output{font-size:1.05rem;letter-spacing:0;text-transform:none;color:#fff;font-weight:800}.avd-chips{display:grid;grid-template-columns:1fr 1fr;gap:0.6rem;margin-bottom:0.7rem}.avd .avd-chip{-moz-appearance:none;appearance:none;-webkit-appearance:none;cursor:pointer;font-family:inherit;text-align:left;background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,0.3);border-radius:0.85rem;padding:0.7rem 0.9rem;display:flex;flex-direction:column;gap:0.1rem;transition:background 0.25s ease, border-color 0.25s ease, color 0.25s ease, transform 0.25s ease}.avd .avd-chip b{font-size:1.25rem;font-weight:800}.avd .avd-chip span{font-size:0.72rem;font-weight:600;opacity:0.8}.avd .avd-chip:hover{border-color:#fff;transform:translateY(-2px)}.avd .avd-chip.is-active{background:#fff;color:#1e2f5c;border-color:#fff}.avd-money{display:flex;align-items:center;background:rgba(8,14,34,0.35);border:1.5px solid rgba(255,255,255,0.2);border-radius:0.85rem;padding:0 1rem;margin-bottom:0.9rem;transition:border-color 0.25s ease}.avd-money:focus-within{border-color:#fff}.avd .avd-money input{flex:1;min-width:0;width:100%;background:transparent;border:0;outline:0;box-shadow:none;color:#fff;font-family:inherit;font-size:1.7rem;font-weight:800;padding:0.6rem 0;margin:0;-moz-appearance:textfield}.avd .avd-money input::-webkit-outer-spin-button,.avd .avd-money input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.avd-money span{font-size:0.85rem;font-weight:600;color:#c9d6f3;white-space:nowrap}.avd input[type="range"]{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:1.6rem;background:transparent;margin:0;padding:0;border:0;cursor:pointer;--avd-p: 50%}.avd input[type="range"]::-webkit-slider-runnable-track{height:6px;border-radius:3px;background:linear-gradient(90deg, #9db4ea var(--avd-p), rgba(255,255,255,0.2) var(--avd-p))}.avd input[type="range"]::-moz-range-track{height:6px;border-radius:3px;background:rgba(255,255,255,0.2)}.avd input[type="range"]::-moz-range-progress{height:6px;border-radius:3px;background:#9db4ea}.avd input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:1.4rem;height:1.4rem;border-radius:50%;background:#fff;border:0;margin-top:-0.52rem;box-shadow:0 4px 12px rgba(0,0,0,0.35);-webkit-transition:transform 0.2s ease;transition:transform 0.2s ease}.avd input[type="range"]::-moz-range-thumb{width:1.4rem;height:1.4rem;border-radius:50%;background:#fff;border:0;box-shadow:0 4px 12px rgba(0,0,0,0.35)}.avd input[type="range"]:active::-webkit-slider-thumb{transform:scale(1.2)}.avd-stepper{display:inline-flex;align-items:center;gap:1rem}.avd .avd-stepper button{-moz-appearance:none;appearance:none;-webkit-appearance:none;cursor:pointer;width:2.5rem;height:2.5rem;border-radius:50%;border:1.5px solid rgba(255,255,255,0.35);background:transparent;color:#fff;font-size:1.3rem;line-height:1;font-family:inherit;padding:0;transition:background 0.2s ease, color 0.2s ease}.avd .avd-stepper button:hover{background:#fff;color:#1e2f5c}.avd-stepper output{font-size:1.5rem;font-weight:800;min-width:1.5rem;text-align:center}.avd-kid-ages{display:flex;flex-wrap:wrap;gap:0.5rem;margin-top:0.8rem}.avd-kid-ages label{display:flex;align-items:center;gap:0.45rem;font-size:0.78rem;font-weight:600;color:#c9d6f3;background:rgba(8,14,34,0.3);border-radius:0.7rem;padding:0.35rem 0.6rem}.avd .avd-kid-ages input{width:3rem;background:transparent;border:0;border-bottom:1.5px solid rgba(255,255,255,0.4);color:#fff;font-family:inherit;font-weight:800;font-size:1rem;text-align:center;padding:0.1rem 0;margin:0;outline:0;box-shadow:none;border-radius:0}.avd-switch{display:flex;align-items:center;gap:0.9rem;cursor:pointer;font-size:0.9rem;font-weight:600;line-height:1.35;padding:1rem;border-radius:0.85rem;background:rgba(8,14,34,0.3);margin-bottom:1rem}.avd-switch input{position:absolute;opacity:0;width:0;height:0}.avd-switch-ui{flex:0 0 3rem;height:1.7rem;border-radius:1rem;background:rgba(255,255,255,0.25);position:relative;transition:background 0.25s ease}.avd-switch-ui::after{content:"";position:absolute;left:0.2rem;top:0.2rem;width:1.3rem;height:1.3rem;border-radius:50%;background:#fff;transition:transform 0.25s ease}.avd-switch input:checked+.avd-switch-ui{background:#3fd0a4}.avd-switch input:checked+.avd-switch-ui::after{transform:translateX(1.3rem)}.avd-switch input:focus-visible+.avd-switch-ui{outline:2px solid #fff;outline-offset:2px}.avd .avd-hint{font-size:0.78rem;color:#c9d6f3;margin:0}.avd .avd-total-label{font-size:0.8rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:#9db4ea;margin:0}.avd .avd-total{font-size:clamp(2.4rem, calc(1.4rem + 3.4vw), 4.2rem);font-weight:800;line-height:1.05;margin:0.2rem 0 1.1rem;letter-spacing:-0.02em;font-variant-numeric:tabular-nums}.avd-legend{display:grid;grid-template-columns:repeat(3, 1fr);gap:0.6rem;margin-bottom:1rem}.avd-legend>div{display:grid;grid-template-columns:auto 1fr;-moz-column-gap:0.45rem;column-gap:0.45rem;align-items:center;font-size:0.76rem;color:#c9d6f3}.avd-legend>div[hidden]{display:none}.avd-legend b{grid-column:1 / -1;font-size:1.1rem;color:#fff;font-weight:800;font-variant-numeric:tabular-nums;margin-top:0.15rem}.avd-legend .avd-legend-cmp{grid-column:1 / -1}.avd-dot{width:0.7rem;height:0.7rem;border-radius:50%;display:inline-block}.avd-dot--own{background:#5b7fd6}.avd-dot--sub{background:#3fd0a4}.avd-dot--ret{background:#c9d6f3}.avd-dot--etf{background:transparent;border:2px dashed #ffb86b}.avd-chart{position:relative;flex:1;min-height:15rem;margin:0 -0.3rem 1rem}.avd-chart svg{display:block;width:100%;height:100%;min-height:15rem;overflow:visible}.avd-chart .avd-tip{position:absolute;top:0;pointer-events:none;background:#fff;color:#1e2f5c;border-radius:0.7rem;padding:0.55rem 0.75rem;font-size:0.75rem;line-height:1.5;box-shadow:0 12px 30px rgba(0,0,0,0.35);white-space:nowrap;opacity:0;transition:opacity 0.15s ease;z-index:2}.avd-chart .avd-tip b{font-weight:800}.avd-chart .avd-tip.is-on{opacity:1}.avd .avd-plus{font-size:0.95rem;margin:0 0 1rem;padding:0.8rem 1rem;border-radius:0.85rem;background:rgba(63,208,164,0.14);color:#d9fff3}.avd .avd-plus[hidden]{display:none}.avd .avd-plus b{color:#3fd0a4;font-size:1.15rem;font-weight:800;white-space:nowrap}.avd-pension{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1rem 1.1rem;border-radius:0.85rem;background:rgba(255,255,255,0.07);margin-bottom:1.1rem}.avd-pension span{font-size:0.8rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:#c9d6f3}.avd-pension b{font-size:1.7rem;font-weight:800;white-space:nowrap;font-variant-numeric:tabular-nums}.avd a.avd-btn{display:flex;align-items:center;justify-content:center;gap:0.7rem;text-decoration:none;background:#fff;color:#1e2f5c;font-weight:800;font-size:0.95rem;letter-spacing:0.08em;text-transform:uppercase;padding:1.1rem 1.5rem;border-radius:0.85rem;transition:transform 0.25s ease, box-shadow 0.25s ease}.avd a.avd-btn::after{content:"→";transition:transform 0.25s ease}.avd a.avd-btn:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(0,0,0,0.35)}.avd a.avd-btn:hover::after{transform:translateX(5px)}.avd .avd-disclaimer{font-size:0.72rem;line-height:1.55;color:rgba(255,255,255,0.62);margin:1.4rem 0 0}.avd-why>p{color:#46557c;max-width:38rem}.avd-checks{list-style:none;margin:1.6rem 0;padding:0;display:grid;gap:0.75rem}.avd-checks li{position:relative;padding:0 0 0 2.5rem;font-weight:700;font-size:1.02rem;line-height:1.7rem}.avd-checks li::before{content:"";position:absolute;left:0;top:0;width:1.7rem;height:1.7rem;border-radius:50%;background:#2b4380}.avd-checks li::after{content:"";position:absolute;left:0.62rem;top:0.4rem;width:0.45rem;height:0.8rem;border-right:2.5px solid #fff;border-bottom:2.5px solid #fff;transform:rotate(45deg)}.avd-note{border-left:4px solid #2b4380;background:#e6ebf5;border-radius:0 1rem 1rem 0;padding:1.3rem 1.4rem}.avd-note p{margin:0;color:#46557c}#ed-4016967379{align-self:flex-start}#ed-4016967379 .ed-form-container{background:linear-gradient(160deg, #1e2f5c, #2b4380);border-radius:1.3rem;padding:2.2rem 1.9rem;box-shadow:0 26px 54px rgba(11,20,48,0.25);width:100%;color:#fff}#ed-4016967379 .ed-form-container form::before{content:"Kostenlos vormerken";display:block;font-size:1.5rem;font-weight:800;text-transform:uppercase;line-height:1.15;margin-bottom:0.4rem;color:#fff}#ed-4016967379 .ed-form-container form::after{content:"Kostenlos und unverbindlich. Wir melden uns, sobald die neuen Angebote verfügbar sind.";display:block;font-size:0.8rem;line-height:1.5;color:#c9d6f3;margin-top:1rem}#ed-4016967379 .ed-form-container .ed-element{margin-bottom:0.9rem}#ed-4016967379 .ed-form-container .ed-form-input:first-child{margin-top:1.2rem}#ed-4016967379 .ed-form-container input[type="text"],#ed-4016967379 .ed-form-container input[type="email"]{width:100%;background:rgba(8,14,34,0.3);border:1.5px solid rgba(255,255,255,0.25);border-radius:0.8rem;color:#fff;padding:0.95rem 1rem;font-family:inherit;font-size:1rem}#ed-4016967379 .ed-form-container input::-moz-placeholder{color:rgba(255,255,255,0.65)}#ed-4016967379 .ed-form-container input::placeholder{color:rgba(255,255,255,0.65)}#ed-4016967379 .ed-form-container input:focus{outline:none;border-color:#fff}#ed-4016967379 .ed-form-container,#ed-4016967379 .ed-form-container label,#ed-4016967379 .ed-form-container label a,#ed-4016967379 .ed-form-container label span{color:#fff !important;font-size:0.85rem}#ed-4016967379 .ed-form-container button,#ed-4016967379 .ed-form-container .button{width:100%;background:#fff !important;color:#1e2f5c !important;border:0 !important;border-radius:0.8rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;padding:1.05rem 1rem;transition:transform 0.25s ease, box-shadow 0.25s ease}#ed-4016967379 .ed-form-container button:hover,#ed-4016967379 .ed-form-container .button:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,0.3)}.avd-count{color:#fff;margin:0 0 1.6rem}.avd-count-label{display:inline-flex;align-items:center;gap:0.6rem;font-size:0.78rem;font-weight:700;letter-spacing:0.16em;text-transform:uppercase;margin:0 0 0.8rem}.avd-count-label::before{content:"";width:0.55rem;height:0.55rem;border-radius:50%;background:#3fd0a4;box-shadow:0 0 0 0 rgba(63,208,164,0.7);animation:avdPulse 2s infinite}.avd-count-row{display:flex;gap:0.6rem}.avd-count-row>div{min-width:4.6rem;padding:0.8rem 0.6rem 0.7rem;text-align:center;border-radius:0.9rem;border:1px solid rgba(255,255,255,0.28);background:rgba(20,32,66,0.42);backdrop-filter:blur(10px)}.avd-count-row b{display:block;font-size:2rem;line-height:1;font-weight:800;font-variant-numeric:tabular-nums}.avd-count-row span{display:block;font-size:0.62rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;margin-top:0.4rem;opacity:0.8}@keyframes avdPulse{0%{box-shadow:0 0 0 0 rgba(63,208,164,0.7)}70%{box-shadow:0 0 0 0.7rem rgba(63,208,164,0)}100%{box-shadow:0 0 0 0 rgba(63,208,164,0)}}@media (max-width: 60.9375rem){.avd-tiles{grid-template-columns:repeat(2, 1fr)}.avd-claims{grid-template-columns:1fr}.avd-calc-grid{grid-template-columns:1fr}}@media (max-width: 35.9375rem){.avd-tiles{gap:0.6rem}.avd-tile{padding:1.1rem 0.9rem 1.2rem;min-height:9.5rem;border-radius:0.9rem}.avd-tile-label{font-size:0.82rem}.avd-inputs,.avd-results{padding:1.3rem 1.05rem;border-radius:1.05rem}.avd-calc{padding:0 0.25rem}.avd-legend{grid-template-columns:1fr 1fr}.avd-pension b{font-size:1.4rem}.avd-count-row{gap:0.4rem}.avd-count-row>div{min-width:0;flex:1;padding:0.7rem 0.3rem 0.6rem}.avd-count-row b{font-size:1.6rem}#ed-4016967379 .ed-form-container{padding:1.7rem 1.2rem}}.avd-count{margin:1.5rem 0 0.4rem}#ed-4016967379 .ed-form-container form{display:flex;flex-direction:column}#ed-4016967379 .ed-form-container form::before{order:0}#ed-4016967379 .ed-form-container form>*{order:4}#ed-4016967379 .ed-form-container form>#ed-4016967385{order:1}#ed-4016967379 .ed-form-container form>#ed-4016967391{order:2}#ed-4016967379 .ed-form-container form>#ed-4016967388{order:3}#ed-4016967379 .ed-form-container form::after{order:5}@media (max-width: 35.9375rem){.avd-count-row{max-width:calc(100% - 3.2rem)}}#ed-4016967379 .ed-form-captcha img{background:#fff;border-radius:0.5rem;padding:0.2rem 0.4rem}#ed-4016967379 .ed-form-captcha a{color:#fff}@media (max-width: 60.9375rem){.ed-element#ed-4016967373{order:0 !important}.ed-element#ed-4016967379{order:1 !important;margin-top:2rem}}@media (min-width: 61rem){.avd-count{margin:2rem 0 0.8rem}.avd-count-label{font-size:0.9rem}.avd-count-row{gap:0.8rem}.avd-count-row>div{min-width:6.6rem;padding:1.1rem 0.8rem 0.95rem;border-radius:1.1rem}.avd-count-row b{font-size:3rem}.avd-count-row span{font-size:0.72rem}}@media screen and (min-width: 61rem){.ed-element.banner .vkf-scroll,.ed-element.banner .vkf-scroll:hover{border:0;background:transparent;border-radius:0;bottom:3.5rem}.ed-element.banner .vkf-scroll::before{width:1.7rem;height:1.7rem;margin:-1.3rem 0 0 -0.85rem}}@media screen and (min-width: 36rem){#ed-2562108635 .es-badge-container{zoom:0.82;background:rgba(20,32,66,0.2) !important;border-color:rgba(255,255,255,0.16) !important;box-shadow:none !important;opacity:0.8}#ed-2562108635:hover .es-badge-container{opacity:1}}.vkf-quote{transition:transform 0.5s cubic-bezier(0.22, 0.61, 0.36, 1);transform-origin:center center}@media (hover: hover) and (min-width: 61rem){.vkf-quote:hover{transform:scale(1.05)}}body:not(.edit) .ed-element.banner .preset-scroll-down-v3-default{display:none !important}.vkf-ft .vkf-cta-btn{background:transparent;color:#fff !important}.vkf-ft .vkf-cta-btn:hover{background:#fff;color:#2b4380 !important;text-decoration:none}.vkf-ft .vkf-cta-trust{display:inline-flex;align-items:center;gap:0.45rem;font-size:13px;color:rgba(255,255,255,0.72)}.vkf-ft .vkf-cta-trust b{color:#fff;font-weight:700}.vkf-ft .vkf-cta-stars{color:#f5b301;letter-spacing:0.12em;font-size:14px}.avd-trust{display:flex;align-items:center;flex-wrap:wrap;gap:0.3rem 0.5rem;margin:0;font-size:0.8rem;line-height:1.3}.avd-trust b{font-weight:800}.avd-trust-stars{color:#f5b301;letter-spacing:0.12em;font-size:0.9rem}.avd-trust--banner{margin-top:0.9rem;color:rgba(255,255,255,0.85)}.avd-trust--banner b{color:#fff}.avd .avd-trust--calc{justify-content:center;margin-top:0.9rem;color:#c9d6f3}.avd .avd-trust--calc b{color:#fff}.avd a.avd-proof{display:flex;align-items:center;gap:1.1rem;margin:0 0 1.2rem;padding:1.1rem 1.3rem;border:1px solid #d5dcec;border-radius:1rem;background:#fff;color:#46557c;text-decoration:none;transition:border-color 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease}.avd a.avd-proof:hover{border-color:#2b4380;transform:translateY(-3px);box-shadow:0 14px 30px rgba(20,32,66,0.12)}.avd-proof-score{font-size:2.4rem;font-weight:800;line-height:1;color:#2b4380;letter-spacing:-0.02em}.avd-proof-body{display:flex;flex-direction:column;gap:0.2rem;font-size:0.92rem;line-height:1.4;flex:1}.avd-proof-body b{color:#1e2f5c}.avd-proof-arrow{font-size:1.2rem;color:#2b4380;transition:transform 0.3s ease}.avd a.avd-proof:hover .avd-proof-arrow{transform:translateX(4px)}.vkf-ft .vkf-cta-trust{font-size:13px;color:rgba(255,255,255,0.85)}.vkf-ft .vkf-cta-trust b{color:#fff;font-weight:800}.vkf-ft .vkf-cta-stars{color:#f5b301;font-size:14px;opacity:1}body.page-35553504>.ed-element.banner .banner-content>.inner{align-content:center !important;align-items:center !important}body.page-35553504>.ed-element.banner .banner-content{padding-bottom:5.5rem}.vkf-has-wordmark{display:flex !important;align-items:center;text-decoration:none !important}.vkf-wordmark{position:relative;display:grid;grid-template-rows:37.1fr auto auto 25.8fr;justify-items:start;align-self:stretch;margin-left:0;padding-left:3rem;color:#fff;line-height:1.15;text-transform:uppercase;white-space:nowrap;font-family:Montserrat, sans-serif;-webkit-font-smoothing:antialiased}.vkf-wordmark::before{content:"";position:absolute;left:1.5rem;top:31%;bottom:20%;width:1px;background:rgba(255,255,255,0.6)}.vkf-wordmark b{grid-row:2;font-size:1.25rem;font-weight:600;letter-spacing:0.1em}.vkf-wordmark span{grid-row:3;font-size:0.66rem;font-weight:500;letter-spacing:0.21em;margin-top:0.4rem;opacity:0.85}@media (max-width: 35.9375rem){.vkf-wordmark{padding-left:1.7rem}.vkf-wordmark::before{left:0.85rem}.vkf-wordmark b{font-size:0.8rem}.vkf-wordmark span{font-size:0.422rem;margin-top:0.25rem}}@media (max-width: 23rem){.vkf-wordmark{padding-left:1.2rem}.vkf-wordmark::before{left:0.6rem}.vkf-wordmark b{font-size:0.68rem}.vkf-wordmark span{font-size:0.359rem}}#ed-2148298944{position:relative;overflow:hidden}#ed-2148298944::before{content:"";position:absolute;left:1rem;top:15.5rem;width:46rem;height:26rem;transform:translateY(-50%);background:url("https://cdn1.site-media.eu/images/0/25230921/vkf1a-0Rq-hoKHxCTIXs_TGv0kog.png") center center/contain no-repeat;opacity:0.055;pointer-events:none;z-index:0}#ed-2148298944>.inner{position:relative;z-index:1}@media (max-width: 60.9375rem){#ed-2148298944::before{left:1rem;top:12rem;width:calc(100% - 2rem);max-width:30rem;height:17rem}}@media (min-width: 92rem){#ed-2148298944::before{left:calc((100% - 90rem) / 2 + 1rem)}}body:not(.edit) #ed-2148299586,body:not(.edit) #ed-2148299587,body:not(.edit) #ed-2148299588,body:not(.edit) #ed-2148299589,body:not(.edit) #ed-2148299590,body:not(.edit) #ed-2148299591,body:not(.edit) #ed-2148299592,body:not(.edit) #ed-2148299593,body:not(.edit) #ed-2148299594,body:not(.edit) #ed-2148299595{display:none !important}.ed-video.wv-bg video::-webkit-media-controls,.ed-video.wv-bg video::-webkit-media-controls-panel,.ed-video.wv-bg video::-webkit-media-controls-play-button,.ed-video.wv-bg video::-webkit-media-controls-overlay-play-button,.ed-video.wv-bg video::-webkit-media-controls-start-playback-button{display:none !important;-webkit-appearance:none;opacity:0 !important}.ed-video.wv-bg video{pointer-events:none}#ed-2440281321 .table-text{background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.18);border-radius:1.25rem;overflow:hidden;box-shadow:0 30px 60px rgba(8,14,34,0.28)}#ed-2440281321 table{background:transparent !important;border-collapse:separate !important;border-spacing:0;width:100% !important;color:#fff !important;margin:0 !important}#ed-2440281321 table th{background:transparent !important;color:#9db4ea !important;font-size:0.75rem !important;letter-spacing:0.14em;text-transform:uppercase;padding:1.4rem 1.5rem !important;border:0 !important;border-bottom:1px solid rgba(255,255,255,0.14) !important}#ed-2440281321 table th strong{font-weight:700}#ed-2440281321 table tbody tr{background:transparent !important}#ed-2440281321 table td{background:transparent;color:#fff !important;font-size:1rem !important;font-weight:500;padding:1.1rem 1.5rem !important;border:0 !important;border-bottom:1px solid rgba(255,255,255,0.09) !important;transition:background-color 0.25s ease}#ed-2440281321 table tbody tr:last-child td{border-bottom:0 !important}#ed-2440281321 table th:nth-child(2),#ed-2440281321 table td:nth-child(2){background:#fff !important;color:#1e2f5c !important;border-bottom-color:#e6ebf5 !important}#ed-2440281321 table th:nth-child(2){font-size:0.85rem !important;letter-spacing:0.1em}#ed-2440281321 table td:nth-child(3){color:rgba(255,255,255,0.62) !important;font-size:0.85rem !important}#ed-2440281321 table svg{width:1.7rem !important;height:1.7rem !important}#ed-2440281321 table td:nth-child(2) svg{filter:drop-shadow(0 4px 8px rgba(34,197,94,0.3));transition:transform 0.25s ease}#ed-2440281321 table td:nth-child(3) svg{opacity:0.85}@media (hover: hover){#ed-2440281321 table tbody tr:hover td:nth-child(1),#ed-2440281321 table tbody tr:hover td:nth-child(3){background:rgba(255,255,255,0.07)}#ed-2440281321 table tbody tr:hover td:nth-child(2) svg{transform:scale(1.2)}}@media (max-width: 35.9375rem){#ed-2440281321 .table-text{border-radius:0.9rem}#ed-2440281321 table th{padding:0.9rem 0.6rem !important;font-size:0.6rem !important;letter-spacing:0.06em}#ed-2440281321 table th:nth-child(2){font-size:0.62rem !important;letter-spacing:0.04em}#ed-2440281321 table td{padding:0.85rem 0.6rem !important;font-size:0.85rem !important}#ed-2440281321 table td:nth-child(3){font-size:0.7rem !important}#ed-2440281321 table svg{width:1.35rem !important;height:1.35rem !important}}.elfsight-app-df05a03d-7fb5-485e-af6a-8b8c496b2599 .swiper-autoheight .swiper-wrapper{height:auto !important;align-items:stretch !important}.elfsight-app-df05a03d-7fb5-485e-af6a-8b8c496b2599 .swiper-autoheight .swiper-slide{height:auto !important;display:flex}.elfsight-app-df05a03d-7fb5-485e-af6a-8b8c496b2599 .swiper-autoheight .swiper-slide>*{flex:1 1 auto;height:auto !important;min-height:100%}.ed-element.preset-columns-two-v2-team .columns-box{background:#fff !important;border:1px solid #e6ebf5;border-radius:1.1rem;overflow:hidden;box-shadow:0 12px 34px rgba(20,32,66,0.1);transition:transform 0.35s ease, box-shadow 0.35s ease}@media (hover: hover){.ed-element.preset-columns-two-v2-team .columns-box:hover{transform:translateY(-6px);box-shadow:0 24px 48px rgba(20,32,66,0.16)}}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1{background:#fff !important;padding:1.6rem 1.6rem 1.8rem !important}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 h2:not(.h6){font-size:1.45rem;line-height:1.15;margin:0}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 h2.h6{font-size:0.75rem;line-height:1.35;letter-spacing:0.12em;color:#5f709b;margin:0.45rem 0 0}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-spacer,#ed-2440033929,#ed-2440038153{display:none !important}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-text{margin-top:1.2rem;padding-top:1.2rem;border-top:1px solid #e2e6ef;width:100%}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-text p{display:grid;gap:0.5rem;margin:0}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-text a{display:flex;align-items:center;gap:0.7rem;padding:0.7rem 0.9rem;border:1px solid #d5dcec;border-radius:0.75rem;color:#1e2f5c;font-size:0.92rem;font-weight:600;text-decoration:none;transition:background-color 0.25s ease, color 0.25s ease, border-color 0.25s ease}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-text a::before{content:"";flex:0 0 1.05rem;height:1.05rem;background:currentColor;-webkit-mask:var(--vkf-ic) center/contain no-repeat;mask:var(--vkf-ic) center/contain no-repeat}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-text a[href^="mailto"]{--vkf-ic: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='5' width='18' height='14' rx='2'/%3E%3Cpath d='M3 7l9 6 9-6'/%3E%3C/svg%3E")}.ed-element.preset-columns-two-v2-team .columns-box .bg-user-1 .ed-text a[href^="tel"]{--vkf-ic: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 4h4l2 5-2.5 1.5a11 11 0 0 0 5 5L15 13l5 2v4a2 2 0 0 1-2 2A16 16 0 0 1 3 6a2 2 0 0 1 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!important;max-width:calc(100% - 2rem) !important;width:calc(100% - 2rem) !important}}#ed-2148299048>.inner>.ed-html{flex:0 0 100% !important;max-width:100% !important;width:100%}.vkf-phil,.vkf-phil *{box-sizing:border-box}.vkf-phil{color:#fff;padding:1rem 0}.vkf-phil-head{display:grid;grid-template-columns:minmax(0, 7fr) minmax(0, 4fr);gap:3rem;align-items:end;margin-bottom:3rem}.vkf-phil-kicker{display:flex;align-items:center;gap:0.7rem;margin:0 0 1.2rem;font-size:0.8rem;font-weight:700;letter-spacing:0.18em;text-transform:uppercase;color:#9db4ea}.vkf-phil-kicker::before{content:"";width:2.2rem;height:2px;background:currentColor}.vkf-phil h2{margin:0;font-size:clamp(2rem, calc(1rem + 3.4vw), 4.2rem);line-height:1.05;font-weight:800;letter-spacing:-0.02em;text-transform:none;color:#fff}.vkf-phil h2 em{font-style:normal;color:transparent;-webkit-text-stroke:1.5px #9db4ea}.vkf-phil-intro p{margin:0 0 1.5rem;line-height:1.65;color:rgba(255,255,255,0.8)}.vkf-phil a.vkf-phil-btn{display:inline-block;padding:0.95rem 1.6rem;border:2px solid #fff;color:#fff;font-weight:600;text-decoration:none;transition:background-color 0.3s ease, color 0.3s ease}.vkf-phil a.vkf-phil-btn:hover{background:#fff;color:#1e2f5c}.vkf-phil-panels{display:grid;grid-template-columns:1fr 1fr;gap:0.8rem}.vkf-phil-panel{position:relative;min-width:0;overflow:hidden;display:flex;flex-direction:column;justify-content:space-between;gap:2rem;padding:1.6rem;border:1px solid rgba(255,255,255,0.18);border-radius:1.2rem;background:rgba(255,255,255,0.05);transition:flex-grow 0.6s cubic-bezier(0.22, 0.61, 0.36, 1),background-color 0.45s ease,border-color 0.45s ease}.vkf-phil-num{font-size:3.4rem;font-weight:800;line-height:1;letter-spacing:-0.02em;color:transparent;-webkit-text-stroke:1.2px rgba(255,255,255,0.55);transition:-webkit-text-stroke-color 0.45s ease, color 0.45s ease}.vkf-phil-panel h3{margin:0 0 0.5rem;font-size:1.3rem;line-height:1.2;font-weight:700;text-transform:none;letter-spacing:0;color:#fff;transition:color 0.45s ease;white-space:nowrap}.vkf-phil-panel p{margin:0;line-height:1.55;color:rgba(255,255,255,0.8)}@media (hover: hover) and (min-width: 61rem){.vkf-phil-panels{display:flex;height:21rem}.vkf-phil-panel{flex:1 1 0}.vkf-phil-panel p{width:24rem;max-width:none;opacity:0;transform:translateY(0.6rem);transition:opacity 0.35s ease, transform 0.45s ease}.vkf-phil-panels:not(:hover) .vkf-phil-panel:first-child,.vkf-phil-panel:hover{flex-grow:2.8;background:#fff;border-color:#fff}.vkf-phil-panels:not(:hover) .vkf-phil-panel:first-child h3,.vkf-phil-panel:hover h3{color:#1e2f5c}.vkf-phil-panels:not(:hover) .vkf-phil-panel:first-child p,.vkf-phil-panel:hover p{opacity:1;transform:none;color:#46557c;transition-delay:0.2s}.vkf-phil-panels:not(:hover) .vkf-phil-panel:first-child .vkf-phil-num,.vkf-phil-panel:hover .vkf-phil-num{color:#2b4380;-webkit-text-stroke-color:#2b4380}}@media (max-width: 60.9375rem){.vkf-phil-head{grid-template-columns:1fr;gap:1.5rem;margin-bottom:2rem}.vkf-phil-panel h3{white-space:normal}}@media (max-width: 35.9375rem){.vkf-phil-panels{grid-template-columns:1fr}.vkf-phil-panel{gap:1.2rem;padding:1.3rem}.vkf-phil-num{font-size:2.6rem}}body:not(.edit) .ed-element.preset-accordion-v3-default{overflow:visible !important}.ed-element.preset-accordion-v3-default .accordion-trigger{margin:8px !important}.ed-element.preset-accordion-v3-default .accordion-trigger h3{margin:0}.ed-element.preset-accordion-v3-default .accordion-trigger a,.ed-element.preset-accordion-v3-default .accordion-trigger a:hover{display:block;position:relative;background:linear-gradient(120deg, rgba(43,67,128,0.16) 0%, rgba(126,161,232,0.2) 55%, rgba(255,255,255,0.55) 100%) !important;color:#1e2f5c !important;font-size:1.05rem !important;line-height:1.35;font-weight:600 !important;padding:1.15rem 4.2rem 1.15rem 1.5rem !important;border:1px solid rgba(43,67,128,0.16) !important;border-radius:1.1rem !important;text-decoration:none !important;backdrop-filter:blur(8px);transition:border-color 0.3s ease, box-shadow 0.3s ease}.ed-element.preset-accordion-v3-default .accordion-trigger a:hover{border-color:rgba(43,67,128,0.45) !important;box-shadow:0 10px 22px rgba(20,32,66,0.1)}.ed-element.preset-accordion-v3-default .accordion-trigger a::after{content:"" !important;position:absolute !important;right:1.1rem !important;top:50% !important;width:2rem !important;height:2rem !important;margin:0 !important;border-radius:50%;background:linear-gradient(#2b4380, #2b4380) center/0.8rem 2px no-repeat,linear-gradient(#2b4380, #2b4380) center/2px 0.8rem no-repeat,rgba(255,255,255,0.75) !important;transform:translateY(-50%) !important;transition:transform 0.35s ease}body:not(.edit) .ed-element.preset-accordion-v3-default .accordion-trigger a.active,body:not(.edit) .ed-element.preset-accordion-v3-default .accordion-trigger a.active:hover{background:linear-gradient(120deg, #1e2f5c 0%, #2b4380 55%, rgba(126,161,232,0.85) 130%) !important;color:#fff !important;border-color:transparent !important;border-radius:1.1rem 1.1rem 0 0 !important;box-shadow:none;transform:none}body:not(.edit) .ed-element.preset-accordion-v3-default .accordion-trigger a.active::after{background:linear-gradient(#fff, #fff) center/0.8rem 2px no-repeat,linear-gradient(#fff, #fff) center/2px 0.8rem no-repeat,rgba(255,255,255,0.18) !important;transform:translateY(-50%) rotate(45deg) !important}.ed-element.preset-accordion-v3-default .accordion-content{margin:-9px 8px 8px !important;background:rgba(255,255,255,0.72) !important;border:1px solid rgba(43,67,128,0.16);border-top:0;border-radius:0 0 1.1rem 1.1rem;overflow:hidden;backdrop-filter:blur(8px)}.ed-element.preset-accordion-v3-default .accordion-content>.inner{padding:1.3rem 1.5rem 1.5rem !important}.ed-element.preset-accordion-v3-default .accordion-content .ed-text{font-size:1rem;line-height:1.65;color:#46557c}@media (max-width: 35.9375rem){.ed-element.preset-accordion-v3-default .accordion-trigger a,.ed-element.preset-accordion-v3-default .accordion-trigger a:hover{font-size:0.98rem !important;padding:1rem 3.6rem 1rem 1.1rem !important}.ed-element.preset-accordion-v3-default .accordion-trigger a::after{right:0.9rem !important;width:1.8rem !important;height:1.8rem !important}.ed-element.preset-accordion-v3-default .accordion-content>.inner{padding:1.1rem 1.1rem 1.3rem !important}}